Collateral and Structure:
Assets: residential and commercial properties, land plots.
Valuation: based on 180-day market value (VP-value).
Security: legal charge, personal guarantee, corporate bond.
Exit strategy: clear repayment plan from the borrower.
Borrower types:
Investors, entrepreneurs, individuals with irregular income or credit history, foreign buyers.
Deal structure:
1. An SPV is created for each individual deal (owned by the investor or BI).
2. Boutique Investment P.T. provides the project and structure.
3. The investor approves or adjusts the terms.
4. Boutique Investment P.T. issues the loan on behalf of the SPV.
5. All expenses (valuation, legal) are covered by the borrower.
6. The deal is executed with full legal control over the assets.
7. If necessary, the investor can take over the SPV and the debt.